
Reliable financing for your future goals
AEPS (Aadhaar Enabled Payment System) is a digital payment system developed by NPCI (National Payments Corporation of India).
It allows people to access basic banking services using only their Aadhaar number and biometric authentication.
Education Loans come with affordable interest rates, flexible repayment options, tax benefits, and complete coverage of study expenses, ensuring students can focus on learning without financial worries.
✔️ People in rural areas
✔️ Customers without debit/credit cards
✔️ Small merchants and shopkeepers
On a specific date, the borrower makes an instalment payment to a lender. The EMI amount remains constant throughout the loan term.
Foreclosure means a method of paying off the entire unpaid loan amount before the due date comes around. An Instant loan typically has a lock-in term after which you can opt to foreclose the remaining debt and repay the total loan amount. However, we normally suggest you to foreclose your debt when you have some extra income.
Part-prepayment allows you to repay a portion of your loan via multiple EMIs. This is an easy approach to reduce your interest payable. Your part-prepayment amount is taken from your outstanding principal as of the month in which you make the prepayment. If you have extra cash and wish to utilize it to pay off anything, you might choose a part-prepayment option.
The borrower is required to pay interest every month. At the end of the term, the entire principal amount will be repaid in one large payment. You can also make part payments on your loan at no additional cost.
Smart Finance for Professionals F...
We offer secure and hassle-free loans and saving services with low interest rates and doorstep service. Our fast, digital process and dedicated support ensure a safe and trusted borrowing experience.