Agriculture Infrastructure Fund (AIF Loan)

🔹 Objective

Provide low-interest loans for farmers, FPOs, PACS, cooperative societies, startups, and entrepreneurs to build agricultural infrastructure. The scheme aims to enhance storage, processing, and marketing of agricultural produce.

🔹 Eligibility

🔹 Key Features of the Loan

• Loan Amount: Up to ₹2 Crore per project (higher possible for multiple projects).
• Interest Subsidy: Up to 3% concession on loans up to ₹2 Crore.
• Guarantee: CGTMSE guarantee cover available.
• Tenure: 7 – 9 years.
• Moratorium: Up to 2 years (only interest payable, EMIs start later).

🔹 Purpose of the Loan