Business Loan – bharatdhanpayi.com

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Business Loan - Fuel Your Business Growth Today Smart Finance for Every Enterprise

We provide Business Loans to support entrepreneurs, traders, and companies in growing their business and fulfilling working capital needs.

1 Boosts Business Growth – Expand operations, purchase machinery, or upgrade infrastructure
2 Easy Working Capital – Manage daily expenses, stock, and cash flow
3 Collateral-Free Options – Available for eligible applicants without security
4 Flexible Repayment – Comfortable EMIs and tenure
5 Quick Approval – Faster loan processing for urgent needs
6 Tax Benefits – Interest paid on business loans is tax deductible

Eligibility Criteria for Instant Loan

Age: 22 – 65 years
Must be a self-employed professional (Doctor, CA, Lawyer, Architect, etc.)
Proof of professional qualification & practice
Income proof / ITR required
Good credit history preferred

Overview

EMI

On a specific date, the borrower makes an instalment payment to a lender. The EMI amount remains constant throughout the loan term.

A Foreclosure

Foreclosure means a method of paying off the entire unpaid loan amount before the due date comes around. An Instant loan typically has a lock-in term after which you can opt to foreclose the remaining debt and repay the total loan amount. However, we normally suggest you to foreclose your debt when you have some extra income.

Part Prepayment

Part-prepayment allows you to repay a portion of your loan via multiple EMIs. This is an easy approach to reduce your interest payable. Your part-prepayment amount is taken from your outstanding principal as of the month in which you make the prepayment. If you have extra cash and wish to utilize it to pay off anything, you might choose a part-prepayment option.

Bullet Payout

The borrower is required to pay interest every month. At the end of the term, the entire principal amount will be repaid in one large payment. You can also make part payments on your loan at no additional cost.