BHARAT DHAN PAY
Reliable financing for your future goals
Reliable financing for your future goals
Fixed Deposit (FD) is a secure investment option where you deposit a lump sum amount for a fixed period at a predetermined interest rate. It offers guaranteed returns and is ideal for those seeking stable and risk-free earnings over their chosen tenure.
Fixed Deposit (FD) is a type of savings scheme offered by banks and post offices where you deposit a lump sum amount for a fixed period (ranging from 1 year to 10 years) at a predetermined interest rate. At the end of the tenure, you receive the principal amount along with the interest earned, which is usually compounded quarterly.
It is considered a safe and low-risk investment option with guaranteed returns, making it suitable for people who want to invest a larger amount at once and earn steady income without market risks.
Your investment is safe as FD offers fixed interest rates and assured maturity value, unaffected by market risks.
FDs generally offer higher interest rates compared to regular savings accounts, helping your money grow faster.
FDs can be opened for periods ranging from 1 year to 10 years, giving you flexibility to match your financial goals.
FDs allow you to choose interest payouts — monthly, quarterly, annually, or at maturity — to suit your needs.
You can avail loans or overdrafts against your FD amount without breaking the deposit, useful during emergencies.
FDs are not linked to the stock market, making them a safe, low-risk option for conservative investors.
We offer secure and hassle-free loans and saving services with low interest rates and doorstep service. Our fast, digital process and dedicated support ensure a safe and trusted borrowing experience.
