BHARAT DHAN PAY

Reliable financing for your future goals

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Gold Loan - Unlock the Power of Your Gold. Quick Loans Against Your Gold.

A Gold Loan is a quick and secure way to get funds by pledging your gold ornaments. It is ideal for meeting personal, business, or emergency financial needs.

Features & Benefits of Gold Loan

Unlock the true value of your gold with quick, affordable, and flexible financing — designed to meet your needs without any hassle.

  • 1 Instant Loan Approval & Disbursal
  • 2 No restriction on usage – can be used for personal, business, or emergency needs
  • 3 Low Interest Rates compared to personal loans
  • 4 Flexible Repayment Options (monthly, quarterly, bullet payment)
  • 5 Safe & Secure storage of pledged gold with the company/bank
  • 6 Quick way to get funds without selling your gold

Eligibility Criteria for Instant Loan

  • Age: 18 – 65 years
  • Must own gold ornaments/jewelry
  • Acceptable purity: usually 18k – 24k gold
  • No income proof required – loan is given based on the value of gold
  • Both salaried and self-employed individuals can apply

Overview

EMI

On a specific date, the borrower makes an instalment payment to a lender. The EMI amount remains constant throughout the loan term.

A Foreclosure

Foreclosure means a method of paying off the entire unpaid loan amount before the due date comes around. An Instant loan typically has a lock-in term after which you can opt to foreclose the remaining debt and repay the total loan amount. However, we normally suggest you to foreclose your debt when you have some extra income.

Part Prepayment

Part-prepayment allows you to repay a portion of your loan via multiple EMIs. This is an easy approach to reduce your interest payable. Your part-prepayment amount is taken from your outstanding principal as of the month in which you make the prepayment. If you have extra cash and wish to utilize it to pay off anything, you might choose a part-prepayment option.

Bullet Payout

The borrower is required to pay interest every month. At the end of the term, the entire principal amount will be repaid in one large payment. You can also make part payments on your loan at no additional cost.

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BHARAT DHAN PAY

We offer secure and hassle-free loans and saving services with low interest rates and doorstep service. Our fast, digital process and dedicated support ensure a safe and trusted borrowing experience.

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