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🥗 PMFME Loan (Pradhan Mantri Formalisation of Micro Food Processing Enterprises)

The PMFME Scheme, launched by the Government of India in 2020, aims to formalize micro food processing entrepreneurs, provide technical support, and ensure easy access to affordable credit.

🔹 Eligibility

  • Individual Entrepreneurs
  • Farmer Producer Organizations (FPOs)
  • Self-Help Groups (SHGs)
  • Cooperative Societies
  • Applicant must be above 18 years

🔹 Loan Facility

  • Subsidy: Up to 35% of project cost
  • Maximum Subsidy: ₹10 Lakh
  • Self Contribution: 10% of project cost
  • Loan: Up to 55% from Banks/NBFCs
  • Credit Linked Subsidy: Available

🔹 Types of Assistance

  • Loan for purchasing machinery
  • Setting up or upgrading processing units
  • Support for branding & marketing
  • Training & technology assistance

🔹 Loan Repayment

  • Duration: 5 – 7 years
  • Interest Rate: 7% – 12% (depending on bank/NBFC)

🔹 How to Apply?

  • Apply via PMFME Scheme Portal
  • Through State Government Enterprise Department
  • Or directly at Bank/NBFC
  • Required Documents:
    • Aadhaar Card
    • Bank Account Details
    • Project Report
    • Education/Experience Proof
    • Business Location Proof
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